National Community Reinvestment Coalition

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National Community Reinvestment Coalition (NCRC) was "formed in 1990 by national, regional and local organizations to increase the flow of private capital into traditionally underserved communities."[1] According to their annual "Just Economy" conference website, the National Community Reinvestment Coalition believes that America's "economic system and culture" is "indefensible", with "injustices embedded in our systems".[2]

The National Community Reinvestment Coalition operates the DC Women's Business Center (DCWBC) and the Housing Counseling Network (HCN).

John Taylor is the founder of the National Community Reinvestment Coalition.

Just Economy Conference

NCRC Headquarters in Washington, D.C. in 2020

The Just Economy Conference is a conference run by the National Community Reinvestment Coalition.

According to their website:[3]

"America’s economic system and culture has from its beginning valued some lives over others. Both the pandemic and racial justice protests of 2020 exposed the injustices embedded in our systems, and the pandemic aggravated them.
We need to create a new normal that is unlike the old. The old normal wasn’t built for everyone. It was indefensible. America needs a new reality rooted in a Just Economy. Join the Fight."

Speakers have included:


The National Community Reinvestment Coalition lists the following as staff as of October 24, 2021:[4]

Opposition to HR 10

National Community Reinvestment Coalition was a signatory of a letter opposing HR 10, written by Allen J. Fishbein and endorsed by hundreds of organizations, was submitted to the Senate in September 1998. Here is an excerpt:

"HR 10 undermines the effectiveness of the Community Reinvestment Act (CRA), the 1977 law that has served as the primary tool for directing much needed small business, small farm, and affordable housing credit into previously underserved urban and rural communities. The bill passed by the Committee makes it easier for banks to shift their assets to insurance, securities, and other affiliates not covered by the CRA. As a result, banks and thrifts will have fewer

resources to lend to underserved geographies."[5]

Opposition to Regulatory Relief

In May, 1996, Allen J. Fishbein wrote an article[6] about opposition to a regulatory relief bill. Here is an excerpt:

"Twelve national community reinvestment and housing development groups have written to House Banking Committee Chair Jim Leach [R-IA], detailing the various provisions of his expanded bank powers bill, HR 2520, that “would do real damage to the nation’s underserved urban and rural areas.”
"HR 2520 would roll back the Community Reinvestment Act (CRA) and other consumer disclosures. It would also allow parent companies of insured banks to own uninsured banks, thereby escaping CRA requirements by shifting all their deposit accounts above $100,000 to their uninsured affiliate.
"Copies of the letter were sent to all House Banking Committee members. Many Committee Democrats have criticized Mr. Leach for excluding them over the past year as he negotiated with industry lobbyists for a compromise expanded bank powers bill. The Democrats picked up on a similar theme used by the national organizations in their letter.
"The co-signers of the letter were as follows: ACORN, Center for Community Change, Enterprise Foundation, Greenlining Institute, Local Initiatives Support Corporation, McAuley Institute, National Council of La Raza, National Community Reinvestment Coalition, National Neighborhood Coalition, National People’s Action, NETWORK: A National Catholic Social Justice Lobby, and Organization for New Equality.
"In addition, many of these same organizations recently wrote to Banking Committee Democrats, urging them “to oppose the Chairman’s divide and conquer strategy and to demand a clear and specific section by section understanding of the provisions that the Committee will report to the floor on CRA and CRA-related provisions . . .The vote on the Leach ploy is likely to be the ultimate test of Members’ support for CRA and the related issues.”"